URLwire
for Monday, Febraury 16, 2004
| FTC Identity
Theft Resource Center Helps Consumers |
| . |
| Identity theft occurs
when someone uses your personal information such as your name, Social Security
number, credit card number or other identifying information, without your
permission to commit fraud or other crimes. |
| . |
The Federal Trade Commission's site
show you how to minimize your risk or recover from identity theft with
several excellent guides and reports that are free to the public.
Among the free reports available
at http://www.consumer.gov/idtheft/consumertopics_bk.html.
Understanding Identity Theft
-
What is identity theft?
-
How can someone steal my identity?
-
What are the consequences of identity
theft?
-
What is "pretexting" and how does it
relate to identity theft?
-
How long can identity theft problems
go on?
-
How can I tell if I'm a victim of identity
theft?
-
Are there any other steps I can take
to make sure I'm not an identity theft victim?
Protecting Against Identity Theft
-
How can I prevent identity theft from
happening to me?
-
What should I do if someone has stolen
or scammed my personal information or identification documents?
-
I have a computer and use the Internet.
What should I be concerned about?
-
How can I prevent companies from using
my personal information for marketing?
-
When should I provide my Social Security
number?
Filing a Complaint with the FTC
-
What does the FTC do to help victims
of identity theft?
-
What is the FTC doing to reduce identity
theft?
-
What does the FTC do about other types
of fraud?
-
Why should I file a complaint with the
FTC?
-
How does the FTC use the information
I provide?
-
CanI submit my complaint anonymously?
-
Will an investigation be opened if I
file a complaint?
-
What documents do I need to file with
my complaint?
-
What should I do if I've filed a complaint,
but get additional information or have additional problems?
Recovering From Identity Theft
-
How do I cope with identity theft?
-
What are the first steps I should take
if I'm a victim of identity theft?
-
What should I look for on a credit report
to indicate identity theft?
-
How can I get copies of my credit reports?
-
How much does a credit report cost?
-
How do I prove that I'm an identity
theft victim?
-
What are fraud alerts and victim statements?
-
Are fraud alerts and victim statements
always effective?
-
What should I do if the local police
will not take a report from me?
-
What do I do if someone has tampered
with my existing accounts?
-
What should I do about unauthorized
charges on my credit cards?
-
What do I do if someone is using my
checks?
-
How do I get back money that was stolen
from my debit card account or through other electronic fund transfers?
-
What do I do if my bank won't correct
the fraud?
-
What do I do if someone has opened new
credit accounts in my name?
-
How do I find contact information for
a company that has opened fraudulent accounts?
-
How do I correct inaccurate information
on my credit reports?
-
How do I stop debt collectors from contacting
me?
-
What do I do if someone has filed for
bankruptcy in my name?
-
What do I do about criminal records
made in my name?
-
What do I do if the identity thief has
gotten a driver's license in my name?
-
What do I do about investment transactions
made in my name?
-
What do I do about stolen mail or fraudulent
changes of address?
-
What do I do if my passport is lost
or stolen?
-
What do I do if the thief has obtained
phone service in my name?
-
What do I do if the thief has used my
identity to take out a student loan?
-
What do I do if the thief is using my
identity to file tax returns?
-
When should I contact the Social Security
Administration?
-
Should I apply for a new Social Security
number?
-
Should I use a credit monitoring service?
-
Should I buy identity theft insurance?
-
Can a credit repair company clear up
my record for me?
-
What should I do if I've done everything
you've advised, and I am still having problems?
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Headline/link:
FTC
Identity Theft Resource Center
URL: http://www.urlwire.com/news/021604.html
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